Investment Options
Understand how your money is invested and whether the option aligns with your objectives, risk tolerance and time to retirement.
Super review for Australian workers
Build a clearer picture of your financial future.
Super Wise helps you take a closer look at your current superannuation arrangement, including the areas that can shape your long-term retirement outcome.
Initial review at no cost
Privacy-conscious process
Clear, practical overview
Illustrative overview
Review Ready
Your Super Snapshot
Example projected balance
$487,200
Illustration only — not a forecast or personal recommendation.
Fees
Investments
Insurance
Fund Services
What we review
Important parts of your super, brought into focus.
A useful review considers more than one number. It looks at the features, costs and protections that may affect your super over time.
Fees and Costs
Review administration, investment and other charges that may reduce your account balance and long-term investment returns.
Insurance Cover
Look at any life, total and permanent disability or income protection cover, including premiums, definitions and exclusions.
Fund Features
Consider online access, member support, available advice services, beneficiary options and other features provided by the fund.
A straightforward review journey
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01
Request your review
Start by providing basic details through the secure review page.
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02
Discuss your current position
Outline your super arrangement, priorities and any questions you would like clarified.
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03
Review the key features
Consider relevant areas such as fees, investments, insurance and fund services.
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04
Understand your next steps
Receive a clearer explanation of available options before deciding whether to take further action.
How it works
Better decisions begin with better information.
Your super may be one of your largest long-term financial assets. A review can help you understand what you currently have and identify the questions worth asking.
- ✓Understand the details. Make important super features easier to interpret.
- ✓Look beyond short-term results. Compare like-for-like options over a suitable timeframe.
- ✓Protect existing benefits. Check insurance implications before switching or consolidating.
- ✓Avoid rushed choices. Take time to understand risks, costs and documentation.
What to consider when reviewing your super fund
Superannuation is designed to support your retirement, so it is worth understanding how your fund works and what you are paying for. The right arrangement will depend on your circumstances, objectives and preferences.
1. Compare similar investment options
Funds may offer growth, balanced, conservative, cash and other investment choices. Compare options with similar risk profiles and use the same timeframe. Remember that past performance does not guarantee future returns.
2. Read the fee information carefully
Fees may be charged as a fixed amount, a percentage or a combination of both. Administration fees, investment fees, transaction costs and advice fees can affect your balance over time.
3. Check insurance before making changes
Many super accounts include insurance. Before switching or consolidating funds, review the type and amount of cover, premiums, exclusions, waiting periods and whether you can obtain replacement cover.
4. Understand the services you receive
Online tools, customer support, advice options, beneficiary nominations and retirement services can differ between funds. Consider which services are relevant to you and whether extra services carry additional costs.
5. Review documents and avoid pressure
Read the relevant product disclosure statement and supporting information. Be cautious of high-pressure sales tactics or promises of unrealistic returns, and confirm who is providing any financial service before acting.
Frequently asked questions
Common questions about reviewing super
General information to help you understand what a super review may involve.
What is a superannuation review?
A superannuation review is a structured look at important features of your current super arrangement, which may include investment options, fees, insurance, performance history and available services.
Is the initial Super Wise review free?
Super Wise promotes an initial free super review for eligible Australian workers. Before proceeding with any further service or advice, ask for a clear explanation of the scope, costs, disclosures and any potential conflicts of interest.
Will a review guarantee a better return?
No. Investment returns are not guaranteed, and past performance is not a reliable indicator of future performance. A review is intended to improve understanding, not promise a particular result.
Should I consolidate multiple super accounts?
Consolidation may reduce duplicate fees, but it may also affect insurance, benefits or investment arrangements. Check these features and any transfer implications before combining accounts.
What information may be useful for a review?
Recent super statements, fund details, current investment choices, insurance information and a general understanding of your retirement goals may help make the discussion more useful.
Is the information on this page personal financial advice?
No. The content on this page is general information and does not take into account your objectives, financial situation or needs. Consider obtaining appropriately authorised personal advice before making a financial decision.
Take the next step
Get Your Free Review
Start with a clearer view of your super.
Request your free review and learn more about the features, costs and protections connected to your current superannuation arrangement.
General information warning: The information on this website is general in nature and does not take into account your personal objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for your circumstances and read the relevant product disclosure documents. Consider seeking personal advice from an appropriately authorised financial adviser.
Super Wise Australia Pty Ltd (ABN 95 663 172 745) is stated by the existing Super Wise website to be an affiliate of Venture Egg Financial Services Pty Ltd. Corporate Authorised Representative Number: 001233529 | Australian Business Number: 72 776 973 722 | Australian Financial Services Licence Number: 246638 (InterPrac Financial Planning Pty Ltd).
Investment values can rise or fall. Past performance is not a guarantee of future performance. Changing or consolidating super funds may affect fees, investments, insurance and other benefits. Verify current licence and representative information through official Australian registers before proceeding.